When you take out a policy that provides gap cover you don't usually have to worry about the need for a medical examination. Most medical insurers are keen to sign up you up without having to wait a long time for a thorough examination and test results to come back. This is good news, because you don't have to go the hassle of arranging for a check-up and you will not be rejected due to ill health. However, if you do suffer from health problems you need to be honest about them, because otherwise you could find yourself liable for medical costs that you thought would be paid for later down the line.
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